Personal Services

Personal Care Services

Protecting What Really Matters

  • Insurance as a Tax Tool
  • Legacy Creation
  • Full Insurance Review Including Needs Analysis
  • Critical Illness Insurance
  • Term Insurance
  • Long-Term Care Insurance
  • Disability Income Insurance
  • Estate Preservation

Personal Tax Shelters

Creating a Secure Financial Future

  • Create and Maintain a Tax Sheltered Regime
  • Keeping the Cottage in the Family
  • Registered Strategies
    • Registered Retirement Savings Plans (RRSPs)
    • Spousal RRSPs
    • Registered Retirement Income Funds (RRIFs)
    • Registered Education Savings Plans (RESPs)
    • Registered Disability Savings Plans
  • Non-Registered Strategies
    • Domestic Haven
    • Insured Annuities
    • Encapsulated Estates
    • Limited Partnership (Flow Through Tax Shelters)
    • Keeping the Cottage in the Family
  • Cash Management Services
    • Prime Access Account
    • Wealth Administrator
    • Electronic Fund Transfers

Personal Banking Services

Customized Advice That Works for You

  • Personal Analysis of your Banking Needs
  • Full Access to all Banking Services (Including Private Banking)
  • Strategies to Reduce Debt and Create Wealth
  • Borrowing Strategies
  • RRSP Loan
  • Mortgages
  • Residential Mortgages
  • Self-employed Homeowner Mortgages
  • Mortgage Refinancing
  • Home Equity Loan
  • Home Equity Line of Credit
  • Personal Loan
  • Semi-Revolving Installment Loan
  • Personal Line of Credit